{"canonical_url":"https://agenticpayments.dev/cuts/cut-0101","claims":[{"o":"cap+scope+expiry+revoke","p":"requires-properties","q":{"era":"agentic"},"s":"agent-allowance"},{"o":"custody-and-float-risk","p":"concentrates","q":{"basis":"ppi-india"},"s":"agent-wallet-balance"},{"o":"parental-and-corporate-card-controls","p":"proven-by","s":"allowance-model"}],"content_hash":"sha256:9d554e4e4fa37aaf0e4d0b42173f89c11c29477d592dc2e6687662758c3edc5d","entities":{"agentic-payment":"lexicon/agentic-payment","allowance":"lexicon/allowance","mandate":"lexicon/mandate"},"gist":"Delegated agent spend should be structured as allowances (cap, scope, expiry, one-gesture revoke) rather than wallets (custodial balances), because allowances are the only delegated-money model ordinary users can reason about and they avoid custody/float regulatory exposure.","id":"cut-0101","license":"CC-BY-4.0","provenance":"first-hand","relations":[{"target":"cut-0215","type":"supports"},{"target":"cut-0102","type":"derives-from"}],"sig":"ed25519:k5aI/q5MZhKwz26yEV7i/OnFaOyubKcR49w1F4GZUqdB3c2vfptGmDqMLvPtc2UpvNCO3lXJ6cXTnAjbc2Z6BQ==","stale_after":null,"suggested_citation":"agenticpayments.dev, \"Allowances, not wallets\" (cut-0101), July 2026, https://agenticpayments.dev/cuts/cut-0101","superseded_by":null,"valid_as_of":"2026-07-06","version":1}